Credit limit from $500 to $10,000.
$0 set up, $0 account keeping and $0 withdrawal fees.
Interest charged monthly and only on the amount owing.
Up to 36 months. Pay off faster and save on interest.
A Line of Credit is a flexible online virtual credit account that gives you access to money at anytime. Withdraw (up to the account credit limit) and make repayments as you go. Need money right away or just want a financial safety net for a rainy day? An online Line of Credit could give you just that.
It’s suitable for people with a good credit history and would like to take out money on a flexible basis.
Apply for an online Line of Credit with no application fees and in most cases, receive same day approval.
Frequently Asked Questions
A Line of Credit is a flexible online loan with a credit limit - withdraw from the account when you need money. Apply once and access anytime.
From $500, up to $10,000. When you apply, you will be given an account limit - choose to use all in one go or as little as you need.
There are no fees to apply for an online Line of Credit, to keep it open or to access the money. Just a monthly interest rate 2-4% on the amount owing.
The application takes less than 10 minutes to complete. Simply click 'Start Application' to submit an online application form. You will need to provide your mobile number, email address, either driver's license, medicare or passport details and 90 days of your bank account via online banking.
To be eligible, you'll need to 18 years or older, a permanent resident, have a stable job and an income of at least $600 per month with a reasonable credit history.
