How it works

– Apply for a loan with Credit24 and select the ‘Pay-out existing loans’ purpose
– Our team will verify your application and conduct our lending checks
– You must be employed and get paid into your bank account
– For debt consolidation you must apply for a loan of at least $2100


If you are eligible we will call you for more details on your current loans, such as your loan reference numbers, and work with you to pay out your existing loans through issuing a new Credit24 loan.


Use the calculator to see how what your repayments could be.

How much do you need?

$83.00

$83.00

SAVING
OVER 24 MONTHS!

Weekly Repayments


*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

1000’s of loans approved monthly

we like it

If you are considering Credit24’s debt consolidation option, you might want to do some checks beforehand:

  • Check the repayments on each of the loans you want to consolidate
  • Check the fees or charges on each of these loans, including whether there are any fees for exiting the loan early, such as an early repayment fee
  • Compare the total cost of the loans you want to consolidate with the estimated cost of a loan with Credit24. You can use the Credit24 calculator to estimate your repayments

Start Application

A loan of $2,500 loan over 12 months will have total repayments of $3690.04.
Loan terms: 6 – 36 months. Maximum APR: 48%

How to apply

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Apply Now

Complete the simple online application form.

Submit your application

Our team will quickly review your application, we won’t keep you waiting.

Get your cash

Pending approval your money will be transferred. You could get your cash the same day*

Start Application

*Same day transfers applications approved during business hours.

Ready to apply?

When you are sure of what you need, collect everything from the list below and you can complete your application in just 5mins! Here’s a quick checklist.

To be eligible for a Credit24 loan you must:

  • Be a permanent resident or Australian citizen
  • Be aged 18 years or over
  • Be employed and get paid into your bank account
  • Have a reasonable credit history
  • Earn at least $600 per month

You will need to provide:

  • Your mobile number
  • Your email address
  • Your driver’s license details (if you have one)
  • Access to your bank account’s online banking service or the last three months of statements (paper or digital)

Why choose Credit24?

  • Flexible loan options
  • Responsible lender
  • Fast approval
  • 100% online
  • No Lock-in contract*

Start Application

*Change payment terms through the course of the loan