Debt consolidation for help ease the financial stress

Our debt consolidation service is designed to streamline all your loans into a single, simple to remember payment that will be easier to manage. Consolidate your credit card, car loan or other debts in one.

Stop stressing about individual loan payments. With Credit24’s personal loan for debt consolidation, this could lift the weight off your shoulders. Consolidate all debt payments into one that matches your salary schedule and payback weekly, fortnightly or monthly.

Choose a loan from $2,000 to $10,000 and up to 36 months to pay back. With one simple affordable repayment, it may help reduce the interest and fees being charged by multiple lenders. Stress less with our debt consolidation loan so you can enjoy the more important things in life.

Debt consolidation loan calculator

Use our simple debt consolidation loan calculator to see how much the repayments will be. It’s easy – work out your total debt and put this into our calculator. Choose the loan amount, repayment frequency and the loan term to get an immediate estimate of how much the repayments will be.

Please note: for refinancing options with Credit24, loans must be at least $2,100.


$ 
Weekly
Fortnightly
Monthly
Good
O.K
Not Great
$ 0/mth
Repayments are indicative only and based on our assessment of your credit history and rating. Maximum repayment term: 36 months. Max APR: 48%

How can our debt consolidation loan help

Borrow up to $10,000 for a maximum of 36 months

Our online debt consolidation loan gives the option to choose a repayment frequency and length of the loan that works for different pay cycles including weekly, fortnightly or monthly.

See all the costs and fees before applying

Before applying, see exactly how much the repayments are going to be, and the total repayments over the lifetime of the loan. Use our online debt consolidation calculator to find out how much.

Manage only one repayment amount

With multiple debts, chances are there are probably multiple repayment dates. With one personal loan for debt consolidation with Credit24, there’s only one repayment to remember.

Save interest by paying back early

For a medium to a large loan, repay the loan early with no penalty. The earlier you pay it back, the more interest you’ll save.

You can rely on us

With businesses in 12 international locations, over 10 years of experience and over 300,000 satisfied customers you can be sure that Credit24 is a secure and responsible lender.

Start Application

How to apply for a debt consolidation loan

Tap ‘Start Application’ to apply

Complete our online application and get an outcome within minutes. We’ll review your application and contact you within 24 hours.

Provide additional information

You will need to provide information about the debtors including the loan details, company information and the pay-out figure.

Money paid directly to debtors

Once approved, money will be paid directly to your debtors. Any additional money leftover from your loan amount could be transferred to you on the same day*.

Start Application

*Same day transfers for applications approved during business hours.

Ready to apply?

Collect everything from the list below and complete your application in just a few minutes! Here’s a quick checklist.

To be eligible for a Credit24 loan you must:

  • Be a permanent resident or Australian citizen
  • Be aged 18 years or over
  • Be employed and get paid into your bank account
  • Have a reasonable credit history
  • Earn at least $1,000 per month
  • Centrelink is less than 50% of your income

You will need to provide:

  • Your mobile number
  • Your email address
  • Your driver’s license details (if you have one)
  • Access to your bank account’s online banking service with the last three months of statements. Find out why.