Choose the loan term that suits your needs, from 6 to 36 months, with a fixed repayment plan.
Whether you need a small short-term loan or a larger amount, you can borrow up to $10,000.
Apply in minutes for a short-term loan with fast approval, subject to assessment.
If approved, receive your short-term loan in as little as 60 seconds*, and start using it as you need.
Credit24 offers short-term loans tailored to your needs, from $500 to $10,000, with repayment terms between 6 and 36 months.
Short-term loans with repayment terms from 6–12 months, ideal for covering unexpected expenses.
Loans with repayment terms from 12–24 months, perfect for managing moderate expenses.
Loans for more significant financial commitments, with repayment terms from 24–36 months.
Unexpected expenses can happen at any time, from car repairs and medical bills to education costs or a much needed holiday. Credit24 offers flexible short-term loans starting from 6 months, allowing you to choose the loan amount and repayment period that best fits your financial situation.
Our short-term personal loans are accessible to many people, including those with imperfect credit scores, casual employment, or receiving Centrelink benefits. All applications are subject to individual assessment.
With our simple, 100% online application process, you can easily apply for a short-term loan and if approved, receive funds quickly to address your immediate financial needs. Processing times may vary.
A short-term loan is a type of personal loan designed to provide quick access to funds, typically repaid within a few months to a year. Credit24 offers short-term loans tailored to meet immediate financial needs, with repayment terms from six months.
Short-term loans usually vary in length. At Credit24, you can choose a loan term ranging from 6 to 36 months, depending on your financial situation and repayment capacity.
The best option depends on your needs. Short-term loans typically involve higher monthly payments but less interest over time, making them cost-effective for those who can repay quickly. Long term loans spread payments over a longer period.
To apply for a short-term loan with Credit24, start by completing our quick online application form. Then, choose your loan amount and repayment terms, and submit the form. We will review your application and, if approved, the funds will be transferred to your account in as little as 60 seconds*.
With Credit24, you can borrow anywhere from $500 to $10,000 with a short-term loan. The exact amount you can borrow depends on your individual financial situation and credit assessment.
The cost of a short-term loan depends on the amount borrowed and the loan term. For loans from $500 to $2,000 over 6-12 months, there are no interest charges—just a 20% establishment fee and a 2-4% monthly service fee.
You can apply for a short-term loan with Credit24 if you receive Centrelink payments, as long as these payments make up less than 50% of your total income. If Centrelink benefits exceed this percentage, Credit24 may not be able to offer a loan.
