• Line of Credit
  • Personal Loans
  • FAQs
  • Money Matters Blog
  • Start Application
  • Login
Credit24 online fast loans
  • Line of Credit
  • Personal Loans
  • FAQs
  • Money Matters Blog
1300 293 000
Login

Line of Credit - 30 days interest free*

Loan Repayment Calculator

$ 
Please select
Weekly
Fortnightly
Monthly
Please select
Good
O.K
Not Great
$ 0/mth

Why choose Credit24 Line of Credit?

Money Bag Icon

Virtual credit account.

Credit limit from $500 to $10,000.

Putting money into the safe

No account fees.

$0 set up, $0 account keeping and $0 withdrawal fees.

Cash Icons

Interest is charged on what you borrow.

Pay off faster and save on interest.

Affordable repayment.

Repayments are spread over 36 months making it more affordable!

How to claim your 30 days interest free:

Take out a Line of Credit and make a draw between 26 July to 30 September 2023 and you’ll be charged no interest on all draws and amounts borrowed for 30 days from the date of the first draw.

Hurry! This is a limited time offer!

Start application



What is a Line of Credit?

A Line of Credit is a flexible online virtual credit account that gives you access to money at anytime. Withdraw (up to the account credit limit) and make repayments as you go. Need money right away or just want a financial safety net for a rainy day? An online Line of Credit could give you just that.

It’s suitable for people with a good credit history and would like to take out money on a flexible basis.

Apply for an online Line of Credit with no application fees and in most cases, receive same day approval.

Start application

Line of Credit 30 days interest free terms and conditions:

1. Promoter: IPF Digital Australia Pty Ltd trading as Credit24 (ABN 59130894405)
2. Promotional Period: Start date: 26 July 2023 at 12.01 am AEDT. End date: 30 September 2023 at 11:59 pm AEDT.
3. Credit24’s  standard product terms and conditions apply.
4. Who is eligible: This promotion is only available to invited participants only. If a customer does not have a Line of Credit, customer needs to apply and if approved, make a draw during the promotional period.
5. IPF Digital Australia reserves the  right, at their discretion, to change these terms and conditions at any time subject to state regulations.
6. Customers making the draw on the Line of Credit between 26 July to 30 September 2023 will be charged no interest for 30 days from the date of the first draw.
7. The minimum amount shown on customer’s Self-Service will include principal and interest, however your bank account will only be debited the principal.
8. During the customer’s 30 days interest free period, their repayment will include the principal amount only. Thereafter, the repayment will include both interest and principal.
9. During the interest free period, customers will not be able to change their payment frequency or repayment due dates.

About us

  • About Us
  • Code of Ethics
  • Responsible lending
  • Careers
  • Sitemap

Contacts

  • Contact Us
  • Financial Assistance
  • Feedback & Complaints

Legal & Ethical

  • Website Terms of Use
  • Privacy and Credit Reporting Policy
  • Credit Guide
  • Do You Really Need a Loan Today?

Loan Types

  • Holiday & Travel Loans
  • Home Improvement & Renovation Loans
  • Medical Finance & Dental Loans
  • Motorbike Loans & Finance
  • Part Time Employed Loans
  • Rental Bond & Deposit Loans
  • Short Term Loans
  • Student Loans
  • Wedding Loans
  • Household goods
  • Loans for Car Repairs, Rego & CTP
  • Unsecured Loans

Blog

  • Money Matters Blog
Credit24 Logo
Warning about borrowing
  • Home
  • FAQs
  • Contact Us
  • Holiday & Travel Loans
  • Part Time Employed Loans
  • Wedding Loans
  • Student Loans
  • Short Term Loans
  • Rental Bond Loans
  • Renovation Loans
  • Household goods
  • Medical Finance & Dental Loans
  • Loans for Car Repairs, Rego & CTP
  • Motorbike Loans & Finance
  • Unsecured Loans
  • Code of Ethics
  • Blog
  • Responsible lending
  • Financial Assistance
  • Credit Guide
  • Privacy Policy
  • Website Terms of Use
Credit24 Logo
Warning about borrowing

Connect with us:

© 2025 Credit24, Australian Credit Licence number: 422839

Connect with us:

Website disclaimer:
Credit24 is a registered trademark and business name of IPF Digital Australia Pty Ltd (ACN 130 894 405). The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs. If you have received a direct communication from Credit24, it is not an invitation to apply for, or offer to enter into, any of our loan products. Please review the different products on this website and it’s eligibility criteria and terms and conditions, before applying with Credit24.

For small loans of less than $2,000, the Annual Percentage Rate (APR) is not applicable. Minimum term is 120 days and the maximum term is 12 months. The cost of the loan is a 20% establishment fee on the amount borrowed and a monthly fee of 4% charged on the amount borrowed. For example, a $1,000 loan borrowed over 6 months is a total of $1,440 ($1,000 principal, $200 establishment fee and $240 in monthly interest). Monthly repayment is $240.

For medium loans between $2,100 and $5,000, the APR is between 24% (minimum) – 47.9% (maximum) per annum. Comparison rate of 32.29% to 57.05%. Minimum term is 365 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $5,000 over 24 months with an APR of 47.9%, (comparison rate of 57.05%), will have a establishment fee of $400, weekly repayments of $80.77. Total repayments of $8,400 and total interest payment $3,000.

For large loans between $5,100 to $10,000, the APR is between 24% (minimum) – 47.9% (maximum). Comparison rate of 24% to 47.9%. The minimum term is 365 days and the maximum term is 36 months. There is no establishment fee and the cost of the loan is the monthly interest charged on the amount borrowed. For example, for a $6,000 loan borrowed over 24 months with an interest rate of 24% is a total of $7,543.87 ($6,000 principal and $1,543 in monthly interest). Monthly repayment is $318.09.

For our Line of Credit, there is no establishment fee and cost of the loan is the monthly fee of 2% – 4% charged on the amount borrowed. The minimum APR is 24% and the maximum APR is 47.9%. The maximum term is 36 months. For example, $1,000 borrowed over 36 months is a total of $2,440 ($1,000 principal and $1,440 in monthly interest).

*Money paid out within 60 seconds of loans being approved or a withdraw made on a Line of Credit to PayID enabled banks.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

How much interest charged is based on the loan amount and the loan term. How much someone can borrow will be based the information they provide to us during the loan assessment.

Target Market Determination

Credit24 is a responsible issuer and distributor of financial products and our products are designed in consideration for specific needs of customers based on their financial situation and objectives. Our Target Market Determination is developed in accordance of the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. To obtain a copy, please email info@credit24.com.au or call 1300 293 000.

Address: 388 George Street, Sydney, NSW 2000