Our pricing is transparent

Small Loans

  • Loan Amounts $500 - $2,000
  • Establishment Fee 20% of loan
  • Monthly Service Fee 4%
  • Interest Not Applicable
  • Terms 6-12 months

Small personal loans for when you’re just a bit short and you need cash fast. Pay it back over 6 to 12 months, or as early as you like. No early payment penalty applies.

Medium Loans

  • Loan Amounts $2,100 - $5,000
  • Establishment Fee $400
  • Monthly Service Fee $0
  • Interest 48% p.a
  • Terms 12-24 month

Medium personal loans are the best loans when you need cash fast for a big purchase, such as household goods or a holiday. Pay it back over 12 to 24 months, or as early as you like. No early payment penalty applies.

Large Loans

  • Loan Amounts $5,100 - $10,000
  • Establishment Fee $0
  • Monthly Service Fee $0
  • Interest 48% p.a
  • Terms 12-36 months

When you need a little more for those larger unexpected expenses. Spread out your repayments over 12-36 months, or pay it back as soon as you have the money, it’s up to you. We don’t penalise you with fees for early repayments.

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Secure a cash advance loan

Simplified personal loans, fast approval

At Credit24 we understand that sometimes you need cash in a hurry, that’s why our application process is 100% online and takes just a few minutes to complete. Loan applications at big banks are time consuming and take time to be processed. At Credit24 we can approve personal loan applications without all the difficult paperwork of a traditional bank. With our quick turnaround on approvals we help take the stress out of financing unexpected costs. And if you are approved during business hours you could receive your cash the same day.

Flexible terms

Whatever your current financial situation, Credit24 has a payment plan to fit you. We offer longer repayment plans, than other short term lenders, with no inflated interest rates or hidden costs. Helping you to spread the cost. We believe that everyone should have access to affordable finance solutions, and that’s why we have developed a range of flexible terms and repayment options that can be customised to suit your budget.

Choose what works for you, weekly, fortnightly, or monthly terms.

Competitive rates

Not only are our short term loans personalised, they are competitively priced making them more affordable for you than other short term lenders and our personal loans are unsecured, so unlike the big banks, we have a simple 100% online application process. A quick and affordable personal finance solution.

Cash loans $500-$10,000

Whether you need a lump sum to pay for a holiday or need a little help to cover the bills, Credit24 will try to find a loan to that’s right for you. Our loans start at $500 and go up to $10,000 and can be borrowed over 6-36months. Credit24 have approved loans with more than 200,000 customers around the world with loans of all shapes and sizes, and our affordable repayment plans are designed to make your repayment process as easy as possible

No hidden fees

We make every effort to be clear on costs. There’s nothing to hide, all fees and costs are shown on the cost table and can be seen in the calculator.

If you think you are going to miss a payment, please contact our customer care team or alternatively email us at payments@credit24.com.au as soon as possible. We will work with you in order to minimise any additional fees being charged to your account.

Other fees that you should be aware of are below:

Fees Amount Description
Annual fee
No annual fees, ever.
Loan TopUp fee
You can TopUp your loan for $49.
Payment plan rescheduling
We offer payment plan changes free of charge, at any time.
Late payment fee
This fee covers the bank fees for dishonours, additional attempts on direct debits and reminder call costs that result from dishonoured payments. Charges are capped at a maximum of $28 per month.